UK Home Insurance

There are two types of UK Home Insurance: Contents Insurance and Buildings Insurance.
1) UK Contents Insurance, which is a home insurance policy designed to cover your possessions such as furniture, furnishing such as kitchen equipment, general household goods like electrical equipment, clothing, personal effects and even your frozen food in the event that the freezer defrosts everything. Home contents insurance can help protect you in the event of loss or damage (theft, fire or flooding) to your belongings whilst they are in your home.
2) UK Buildings insurance may cover the actual structure and fittings of your home. Whereas contents will protect you against theft and damages to your personal possessions, i.e. all those items which can be reasonably moved from your property, buildings insurance may protect you in the event of loss and damage to the physical structure of your home.